旅行保险 · 越南
不要侥幸。
合适的保障意味着住院不会变成一场财务灾难。
我真的需要保险吗？
Hanoi, HCMC and Đà Nẵng have internationally-accredited private hospitals — like JCI-accredited FV and Vinmec — with foreign-trained, English-speaking specialists, and care usually costs less than back home. The catch: hospitals expect payment upfront and don't bill foreign insurers directly, and a serious accident or air-ambulance evacuation can run into tens of thousands of dollars. That's why travel medical insurance is strongly recommended.
What to look for
- ✓Strong medical + evacuation cover — an air-ambulance alone can exceed US$100,000 (CDC).
- ✓Medical evacuation & repatriation — the costliest risk if you're far from a city hospital.
- ✓The activities you'll actually do — many policies exclude motorbike riding (you need a valid licence + helmet), diving and high-altitude trekking. Check first.
All details below are compiled from each insurer's official public pages. These insurers are NOT iGuide partners — iGuide does not sell, broker or carry out any insurance, and takes no responsibility for these products or any transaction. Always confirm the current terms and buy directly on the insurer's official page.
Find your match
Answer two quick questions — we'll shortlist the products that fit.
Where are you travelling?
What matters most?
9 matching
Insurance for foreign visitors to Vietnam
Foreign tourists & visitors travelling inside Vietnam
- ✓Medical treatment + emergency evacuation within Vietnam, and repatriation home if needed
- ✓COVID-19 covered; claims paid in VND, USD or EUR; policy issued in ~15 minutes
PVI Domestic Travel Insurance
Trips anywhere within Vietnam
- ✓Covers accidents + death from sudden illness (50% of sum insured) during the trip
- ✓Day-rate pricing (0.015%/day); one-way 17,000 VND, round-trip 38,000 VND
MIC Domestic Travel Insurance
Trips within Vietnam
- ✓Accidental death/disability 100%, death from illness 50%, personal liability up to 50% of sum insured
- ✓Pick your sum insured (up to 500M VND); instant online certificate
PTI Domestic Travel Insurance
Trips within Vietnam
- ✓Accidental death 100% of sum insured, death from sudden illness 50%; COVID/pandemics excluded
- ✓Day-rate or tourist-zone pricing; hotel-stay variant
PTI International Travel Insurance
Residents of Vietnam travelling abroad
- ✓Silver / Gold / Platinum packages; emergency evacuation & repatriation; 24/7 assistance
- ✓COVID-19 covered on Platinum; 70% premium refund if your visa is refused
PVI International Travel Insurance
Residents of Vietnam travelling abroad
- ✓Silver / Gold / Diamond tiers; emergency evacuation & repatriation
- ✓International SOS direct hospital billing abroad; buy online in ~3 minutes
MIC Global Travel Insurance
Travelling abroad — SE Asia, Asia or Worldwide zones
- ✓Overseas medical, emergency evacuation + repatriation, 24/7 global SOS
- ✓Bilingual certificate accepted for visa applications; 72h automatic extension
Bảo Việt Travel Flexi (International)
Residents of Vietnam travelling abroad
- ✓Schengen-compliant (€30,000+ medical); emergency evacuation & repatriation
- ✓Gold / Platinum / Diamond tiers; baggage & trip-cancellation cover
Liberty TravelCare
Vietnam citizens & permanent residents travelling abroad
- ✓Classic / Executive / Premium tiers; evacuation by Europ Assistance; COVID-19 treatment covered
- ✓Instant online e-certificate; free 7-day auto-extension if your trip is delayed
⚠ Limits and premiums are indicative and change with age, trip and plan — confirm on the insurer's official page before buying.
How to choose a policy
Compare on cover, not just price — and read the policy before you buy.
- ✓Medical limit — enough for hospital stays and surgery.
- ✓Medical evacuation & repatriation cover.
- ✓Your activities — motorbike (valid licence + helmet), diving, trekking.
- ✓Direct billing vs pay-upfront-then-claim (VN hospitals usually want cash upfront).
- ✓Deductible / excess you'd pay per claim.
- ✓A 24/7 emergency assistance line.
Official guidance
These government and health sources back the advice above:
What about Vietnam's own health insurance?
State health insurance (BHYT) is compulsory only for foreigners on a Vietnamese labour contract of 12 months or more — visitors can't use it, so private travel insurance is essential.
如果出现问题
如何在越南提出理赔申请。
- ✓部分国际医院（如 FV、Vinmec）可与特定保险公司直接结算（无需现金）——就医前请确认你的保险是否适用；否则需先付款再索赔。
- ✓保留：保单号、24/7 援助热线、所有收据和医疗报告
- ✓将您的保单信息保存到您的医疗 ID 卡上
- ✓潜水和摩托车通常需要附加保障 — 购买前请核实
General information, not medical advice. In an emergency, call 115.
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